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Retirement Annuity (RA) Calculator

Project your RA fund at retirement, model your living annuity income, and see your SARS tax saving.

Current Position

Contributions

Projection

Your Current Position

Current Age

Target Retirement Age

Current RA Balance (ZAR)

Enter 0 if you're starting fresh.

Annual Gross Salary (ZAR)

Used to calculate your SARS tax deduction on RA contributions (27.5% cap, max R350,000/yr).

Disclaimer: Projections are illustrative only and assume constant growth and contribution rates. Living annuity drawdown ranges (2.5%–17.5%) are set by the FSCA. RA deductibility uses SARS 2024/25 brackets. Consult a licensed financial advisor before making retirement decisions.

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