SA Financial Calculators

Free, accurate calculators built for South Africans — using real SA rates, real SA tax rules.

Bond / Home Loan

Monthly repayments, transfer duty, amortisation schedule, and full scenario comparison.

Calculate SARS transfer duty on any SA property purchase.

See your take-home pay after PAYE, UIF, and medical aid credits.

Compare compound interest returns across SA banks and providers with full tax treatment.

Project your Tax-Free Savings Account growth with annual and lifetime limit tracking.

Find out if your life and disability cover is adequate for your family's obligations.

Project savings growth with SA interest tax treatment applied year by year.

Model the long-term cost of withdrawing from your savings pot under the Two-Pot system.