Transfer Duty Calculator — South Africa 2026
Calculate SARS transfer duty on any South African property purchase. Updated for the current transfer duty tables.
Last updated: May 2026
Calculates the tax payable to SARS when a property is transferred to a new owner. The rate is progressive — the more expensive the property, the higher the percentage.
Key inputs explained
- Purchase price
- The price agreed in the sale agreement. Transfer duty is calculated on this value (or the market value, whichever is higher).
Properties under R1 100 000 are exempt from transfer duty. First-time buyers should factor in attorney fees (±R25 000–R50 000) on top of this.
Frequently Asked Questions
Transfer duty is calculated on a sliding scale. Properties up to R1,100,000 are exempt. From R1,100,001 to R1,512,500 the rate is 3%; R1,512,501–R2,117,500 is 6%; R2,117,501–R2,722,500 is 8%; R2,722,501–R12,100,000 is 11%; and above R12,100,000 is 13%. Each bracket only applies to the portion of the price within that range.
Properties purchased directly from a VAT-registered developer (e.g. new sectional title units or new developments) are exempt from transfer duty — but VAT of 15% is included in the purchase price instead. Natural persons buying properties under R1,100,000 also pay zero transfer duty.
Transfer duty must be paid to SARS within six months of the date of sale (the date the deed of sale is signed). Payment is made by the conveyancing (transfer) attorney on your behalf before the property can be registered in your name at the Deeds Office.
No. Transfer duty is a tax paid to SARS. Transfer costs (or conveyancing costs) include the transfer duty plus the conveyancing attorney fees, deeds office fees, and other administrative charges. Budget for total transfer costs of roughly 2%–4% of the purchase price.
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